Buyers can choose floor plans suited to different lifestyles, from open-concept to multi-room layouts. All mobile homes manufactured after 1976 come with a HUD label that certifies they meet federal standards. Modular companies can produce both permanent homes and temporary commercial structures in cities like South Carolina.
Centralized production facilities help modular companies keep overhead low. Modular homes increasingly incorporate modern design elements, including sleek lines and open spaces popular in South Carolina. Mobile homes are generally more affordable than traditional site-built homes, making them an option for first-time buyers or retirees.
Some businesses offer land and development services, bundling land purchase with modular construction. Manufactured homes offer an affordable entry point for first-time homeowners. Modern manufactured homes are built with high wind resistance to minimize storm-related risks. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates. Some modular home companies partner with insurers to offer comprehensive coverage for new homes.
Financing for manufactured homes can be through chattel loans, FHA loans, or even VA loans in some cases. Modular home businesses are expanding globally, especially in densely populated and high-demand areas. Modular homes can be placed on full basements, crawl spaces, or slab foundations.
Most mobile homes are built on a steel chassis, giving them stability and the ability to be moved when necessary. A large percentage of affordable housing in the U.S. consists of mobile and manufactured homes.