In some areas like Maryland, zoning laws limit where mobile homes can be placed, affecting affordability and availability. Some modular businesses provide off-grid options, including solar power and water catchment systems. Manufactured homes offer an affordable entry point for first-time homeowners in Maryland. Manufactured homes undergo extensive factory inspections to ensure quality and adherence to HUD codes. Factory-controlled environments reduce unexpected costs during construction.
Most lenders treat modular homes like site-built homes, enabling standard mortgage terms. Mobile homes are particularly popular in rural or lower-cost housing markets. Manufactured homes offer a variety of floor plans, from one to four bedrooms, to meet family needs.