Modular homes may require specialized transport but generally incur fewer costs compared to mobile homes in Florida. Mobile homes are generally more affordable than traditional site-built homes, making them an option for first-time buyers or retirees. In Florida, residents of mobile home parks may face rent increases on their lot, which can impact affordability. Manufactured homes must meet HUD standards that cover design, durability, fire resistance, and energy efficiency. Specialized insurance can cover the full replacement value of the home in case of severe damage.
In some areas like Florida, zoning laws limit where mobile homes can be placed, affecting affordability and availability. Using precise factory-cut materials reduces waste and overall building costs.