They’re often built to the HUD (U.S. Department of Housing and Urban Development) code, which includes standards for safety, energy efficiency, and construction. Modular construction can be adapted for various types of land, from urban lots to rural landscapes in Delaware. Unlike manufactured homes, modular homes can be built with multiple stories. Some businesses offer land and development services, bundling land purchase with modular construction in areas like Delaware.
In Delaware, residents of mobile home parks may face rent increases on their lot, which can impact affordability. Since the majority of labor occurs in a factory, modular home businesses in Delaware save significantly on labor. Modular companies can produce both permanent homes and temporary commercial structures in cities like Delaware. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates such as those in Delaware. Most lenders treat modular homes like site-built homes, enabling standard mortgage terms.
In some rural areas, manufactured homes are exempt from certain zoning requirements. In some areas, residents organize to prevent rent hikes in mobile home parks to maintain affordability. Mobile homes are particularly popular in rural or lower-cost housing markets.
Financing mobile homes can be tricky, as they may be considered "chattel" loans, with higher interest rates. Unlike manufactured homes, modular homes can be built with multiple stories. HUD code includes strict standards for fire safety in manufactured homes. Most mobile homes are built on a steel chassis, giving them stability and the ability to be moved when necessary. Modern manufactured homes are built with high wind resistance to minimize storm-related risks.
Because they’re built in sections, modular homes take about half the time to complete compared to site-built homes in areas like Delaware. Many retirees, especially in warmer states, live in mobile homes seasonally, moving between climates like Delaware. Some modular businesses provide off-grid options, including solar power and water catchment systems. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates.