Specialized insurance can cover the full replacement value of the home in case of severe damage. Some modular home companies partner with insurers to offer comprehensive coverage for new homes. They’re eligible for traditional mortgages, making financing easier compared to manufactured homes.
Modular homes often fare well in natural disasters due to robust construction standards designed for regions like Roanoke. Newer models have enhanced insulation, making them energy-efficient and comfortable. Modular homes may require specialized transport but generally incur fewer costs compared to mobile homes in Roanoke.