Some modular home companies partner with insurers to offer comprehensive coverage for new homes. Some parks in Owensboro have age restrictions, often 55+, creating communities specifically for older adults. Older mobile homes may not meet modern building codes, which could limit where they can be placed.
Manufactured homes must meet HUD standards that cover design, durability, fire resistance, and energy efficiency. Manufactured homes are increasingly seen as a solution to the affordable housing crisis in many areas. Some investors buy mobile homes in parks as a source of rental income due to low initial costs. Many modular businesses market themselves on their eco-friendly and sustainable practices. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates.