In some areas, zoning laws limit where mobile homes can be placed, affecting affordability and availability. Modular homes are built to withstand transportation, making them durable and well-constructed. Some modular businesses provide off-grid options, including solar power and water catchment systems. There’s a growing resale market for well-maintained mobile homes, especially in high-cost areas.
Many modular homes qualify for green certifications due to sustainable building practices. They’re often built to the HUD (U.S. Department of Housing and Urban Development) code, which includes standards for safety, energy efficiency, and construction. Most lenders treat modular homes like site-built homes, enabling standard mortgage terms.