In Houma, some investors buy mobile homes in parks as a source of rental income due to low initial costs. Some mobile home park residents face rent increases on their lot, which can impact affordability. Some modular home companies partner with insurers to offer comprehensive coverage for new homes. Manufactured homes offer a variety of floor plans, from one to four bedrooms, to meet family needs in Houma. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates.
If on owned land, manufactured homes are eligible for tax benefits similar to site-built homes. Some manufacturers offer land-home packages, bundling land purchase with the home for easier financing. Modular construction can be adapted for various types of land, from urban lots to rural landscapes in Houma. Mobile homes are more susceptible to damage from tornadoes and hurricanes compared to traditional homes, especially in areas like Houma.