Modular homes are increasingly popular, especially in high-demand areas with limited housing. Factory construction enables modular home manufacturers to tightly control quality and reduce errors. They’re often built to the HUD (U.S. Department of Housing and Urban Development) code, which includes standards for safety, energy efficiency, and construction. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates. Modular homes have resale values comparable to traditional homes.
Financing mobile homes can be tricky, as they may be considered "chattel" loans, with higher interest rates. Modern manufactured homes are built with high wind resistance to minimize storm-related risks.
Additional modules can be added to expand living space as families grow. Factories uphold consistent standards, leading to fewer post-construction issues.