Most lenders treat modular homes like site-built homes, enabling standard mortgage terms. Manufactured homes must meet HUD standards that cover design, durability, fire resistance, and energy efficiency. In some areas, zoning laws limit where mobile homes can be placed, affecting affordability and availability. Modular homes have reinforced frames to handle the transport and assembly process. HUD has specific standards based on region, including "Wind Zone" ratings to ensure durability in different climates such as those in Anderson.
Some manufactured homes are in dedicated communities that focus on sustainability and modern amenities. Manufactured homes are increasingly seen as a solution to the affordable housing crisis in many areas.
Some manufacturers now offer solar panel integration, appealing to environmentally conscious buyers. Developers frequently work with modular companies on multiple projects due to efficiency and quality. Some modular home companies partner with insurers to offer comprehensive coverage for new homes. Most mobile homes are built on a steel chassis, giving them stability and the ability to be moved when necessary.
Eco-friendly manufactured homes with sustainable materials are growing in popularity. A large percentage of affordable housing in the U.S. consists of mobile and manufactured homes. Automated factory processes ensure precision and reduce construction errors. Placing a manufactured home requires site preparation, including utility hookups and foundation work.